Wages, Bank Account, or Tax Refund
Garnishments push people over the edge. Things are tight, and you are barely making ends meet, and then you discover that a creditor is garnishing 25% out of your paycheck. Or your bank account is completely emptied by a creditor when you need to pay the rent and buy groceries.
It is perfectly legal for a creditor who holds a judgment to garnish your paycheck, bank account, or tax refund. It is time-consuming and expensive for the creditor to collect on a debt, obtain a judgment, and then file writs of garnishment. A creditor is typically no longer willing to negotiate or “work things out” at this point – it is playing hardball.
Fortunately, you do have legal options! You should contact an attorney knowledgeable in these matters without delay. An attorney can help explain what options you may have. Call our office, and we will provide a free, no-obligation consultation to discuss your situation.